A debtor must have title to collateral to give a secured party a security interest in the property. Reese applies for a credit card at Sell-Mart. The application gives Sell-Mart a security interest in any goods that Reese buys with the card until she pays for them in full. In this situation, the secured party is:
a) Reese
b) Sell-Mart
c) Credit card company
d) Goods